PayNearMe Betting Sites

Written by Pavel Kateliev

Pavel Kateliev

Pavel Kateliev is a popular sport journalist, particularly in the fields of football, basketball, tennis, and hockey. He writes daily for Sportingpedia and his work has been translated into at least 20 languages and featured on renowned outlets such as BBC, Yahoo, MCN, Sun, and Evening News, in Italian, English, Spanish, and Portuguese.

, | Updated: July 24, 2026

Below, you can find our expert reviews of reputable and regulated sports betting sites that accept deposits through PayNearMe. Each betting site was thoroughly tested and verified by our team.

1. 

   MyBookieRating: 4.9 ★

2. 

   BovadaRating: 4.8 ★

3. 

   XBetRating: 4.7 ★

4. 

   EverygameRating: 4.6 ★

5. 

   BetUSRRating: 4.5 ★

6. 

   VaveRating: 4.4 ★

Launched in 2009, PayNearMe is a US-friendly payment solution that allows consumers without a traditional bank account to make online payments. Its operating company, PayNearMe MT, Inc., is a subsidiary of Handle Financial, Inc. Initially, the payment method was designed to provide people with a fast and easy way to pay at retail stores such as 7-Eleven.

The payment solution quickly gained popularity. Billions of dollars are now processed through PayNearMe every year. The company behind the payment method collaborates with more than 27,000 locations across the US. You can use PayNearMe to pay your utility bills at any CVS or Family Dollar location. The payment solution processes transactions instantly, making it convenient for various online purchases, including gambling-related payments.

In the United States, each state has enacted different laws regarding the legality of gambling and sports betting. PayNearMe supports gambling-related payments only in states that have legalized sports betting, including Nevada, New Jersey, Pennsylvania, and Delaware, among others. Many punters prefer to use PayNearMe to top up their accounts because the payment solution is safe and deposits are processed immediately.

Top PayNearMe Sportsbooks Ranked by Trustpilot Rating

Comparison of Top PayNearMe Sports Betting Sites

Top 4 Betting Sites for PayNearMe

1. Betmgm

   

   Licenses

   •Alcohol and Gaming Commission of Ontario (OPIG1230032);•New Jersey Division of Gaming Enforcement (DGE);•UK Gambling Commission (039198-R-319450-027);•Illinois Gaming Board (IGB);•Colorado Division of Gaming;•Licensed in 22 other states, including Louisiana, Michigan, Ohio, Virginia, Pennsylvania, Ohio, New York, and more

   Min Deposit

   $10

   Min Withdrawal

   $20

   Withdrawal Time

   • Check by Mail: 7 to 21 days; • Bank Transfer, Online Banking & VIP Preferred: 2 to 4 days; •Cashier Cage: 10 to 12 hours; • Mastercard & Apple Pay: 1 to 3 days; • Other Methods: Up to 24 hours

   Deposit Methods

   

   Sponsorships

   Brand Ambassadors: Wayne Gretzky, Jamie Foxx, Barry Sanders, Chris Rock, Laura Woods, Megan Nicholls, Jalen Rose, Derek Jeter, Jon Hamm, Connor McDavid, Ariel Helwani, Tim Howard, Jerry Ferrara, Darren Elias, Brian Christopher, Kyle Busch, Austin DillonSponsorships: Tottenham Hotspur, Newcastle United, Wolverhampton Wanderers, All Weather Championships, TalkSport, Las Vegas Aces (WNBA), Pittsburgh Steelers (NFL)

   Contact Details

   Live Chat: YesEmail: support.nj@betmgm.com support.il@betmgm.com support.pa@betmgm.com accessibility@betmgm.com support@on.betmgm.ca support@betmgm.co.ukPhone: 343-488-5355 (Ontario) 609-248-9531 (NJ) 312-284-8502 (IL) 267-825-7023 (PA)
   

   

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   Helmed by MGM Resorts and Entain (formerly GVC Holdings), BetMGM is a US-friendly sportsbook that entertains thousands of betting enthusiasts across the States, Canada, and the UK. Moreover, BetMGM is a big name in the world of sports sponsorships, as teams like Newcastle United, Tottenham Hotspur, and more have been sponsored by the brand.

   The platform gives punters the opportunity to wager on US classics like American football, baseball, and basketball, but there is an array of international sports that also have a strong presence in BetMGM’s catalog. Pre-match betting and in-play are both crucial aspects of what BetMGM has to offer, and the latter is further enhanced by the media tool which lets users watch the live streams of games they wager on.

2. TwinSpires

   

   Review

   Licenses

   Licensed in Kentucky, New York, Oregon, and 35 other states

   Min Deposit

   $10

   Min Withdrawal

   $10

   Withdrawal Time

   Within 5 business days

   Deposit Methods

   

   Sponsorships

   N/A

   Contact Details

   Live Chat: YesEmail: player.services@twinspires.comPhone: 1 877 774 7371
   

   

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   Whether you enjoy placing handicap bets, prefer wagering on the moneyline, or just like having plenty of bet types to pick from when you bet on horse racing, Twinspires will more than deliver. This sportsbook’s origins date back to 2014 when it launched under the name BetAmerica. Following a rebranding in 2021, the bookie is now known as Twinspires, and its platform is popular for being both intuitive and versatile.

   As Twinspires’s sole focus is on horse racing, users can wager on races tied to race tracks like Churchill Downs, Del Mar, Keeneland, and plenty of others. New and regular clients can look forward to a number of promotional offers, which will add extra thrills to each wager.

   It is important to note that members of the customer service team are ready to answer queries from 9 AM until 12 AM ET. Moreover, Twinspires users have three ways to contact representatives of the support staff: phone, email, and live chat.

3. FanDuel

   

   Review

   Licenses

   * New Jersey Division of Gaming Enforcement (< href="https://www.njoag.gov/about/divisions-and-offices/division-of-gaming-enforcement-home/internet-gaming-sites/" target="_blank" rel="nofollow noopener">NJDGE) * Colorado Department of Revenue (CDOR) * Ohio Casino Control Commission * Iowa Racing and Gaming Commission (IRGC) * 20 other states and regions in the US

   Min Deposit

   $10 - most methods$2,000 - Wire Transfer

   Min Withdrawal

   $1

   Withdrawal Time

   * Bank Cards, FanDuel Card - up to 5 days* Venmo - up to 4 days* PayPal - up to 48 hours* Check - 7-10 days* Bank Transfer - 2-4 days* Cash at Participating Casino - instant

   Deposit Methods

   

   Sponsorships

   Leagues: MLB, NASCAR, NBA, NFL, NHL, PGA, PLL, WNBA, WTA Teams: Buffalo Bills, Carolina Panthers, Cleveland Browns, Denver Broncos, Indianapolis Colts, Philadelphia Eagles, Washington Commanders, Chicago Bulls, Memphis Grizzlies, New Orleans Pelicans, Phoenix Suns, Toronto Raptors, Indiana Fever, Cincinnati Reds, Detroit Tigers, New York Yankees, Boston Bruins, Buffalo Sabres, Chicago Blackhawks, Detroit Red Wings, Toronto Maple Leafs, DC United, Toronto FC, Toronto Argonauts

   Contact Details

   Live Chat: Yes Email: sportsbook@fanduel.com Phone: N/A
   

   

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   FanDuel is one of the largest and most reputable sportsbooks that cater to a US audience. It is licensed by various regulators across the US, including but not limited to the Ohio Casino Control Commission, the Iowa Racing and Gaming Commission, and the New Jersey Division of Gaming Enforcement.

   The sportsbook offers competitive odds in its betting platform, and the sports included range from football, baseball, and horse racing, to tennis, golf, and darts. Wagering on sports is made all the more entertaining via a generous welcome offer and a variety of promotions that regulars can take advantage of.

   To say that FanDuel is a proud supporter of US sports would be an understatement. Major leagues like the MLB, NBA, NFL, NASCAR, and the NHL are all sponsored by the brand, and plenty of individual teams have partnered with FanDuel as well.

4. William Hill US

   

   Review

   Licenses

   • Nevada Gaming Control Board;• Also authorized in the Bahamas and Florida

   Min Deposit

   $10

   Min Withdrawal

   $1

   Withdrawal Time

   • VIP Preferred: at least 1 business day; • Trustly: several days; • Bank Cards: less than an hour

   Deposit Methods

   

   Sponsorships

   Vegas Golden Knights;Official partner of NBA, NHL, and NFL

   Contact Details

   Live Chat: Yes Email: support@williamhill.us Phone: 1-855-754-1200
   

   

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   William Hill US is a sports betting app that can be downloaded by wagering aficionados in Nevada. The application can be found in both Google Play and the App Store, ensuring that bettors will be able to enjoy what William Hill US has to offer on pretty much any smart device.

   Registering is a piece of cake, as is verifying your details. Once done, you can top up your William Hill US betting account via a range of secure payment solutions, and PayNearMe is among the available options that allow for instant deposits.

   The sportsbook’s mobile interface ensures that navigating to the deposit page is intuitive. Browsing the array of markets is easy as well, thanks to the compact design of the menus. American football, baseball, and soccer are examples of the sports available, and punters can go with totals, combine their bets into parlays, and pick between plenty of other bet types.

How Does PayNearMe Work?

Using PayNearMe to pay your utility bills or deposit funds into your sports betting account is a hassle-free process. Whenever you want to make an online payment through PayNearMe, you should select it as your preferred payment solution on the merchant’s website.

Since PayNearMe does not hold your money, you will be asked to select the payment option you want to use for the transaction. You can choose a bank account, a debit or credit card, or cash. PayNearMe has joined forces with major mobile wallets such as Google Pay and Apple Pay, so you can also use either of these services to pay. For bank account and bank card payments, you will be required to provide your account details, payment information, and contact information.

If you do not have a bank account, you can pay in cash at any participating retail location nationwide. If you select this payment option, you will be assigned a barcode. You can either print it or show it to the store clerk on your phone. If you do not want to print the barcode, choose the mobile phone option, and you will receive a link to the barcode by email or text message.

The clerk will scan the barcode and tell you the amount you owe. Once the retailer authorizes the payment, it will be processed immediately. With more than 27,000 payment collection points, you should be able to find a participating convenience store near you.

Opening a PayNearMe Account

Consumers who want to use PayNearMe for online payments do not have to register with the payment service. This makes the payment solution even more convenient because users do not have to memorize additional login credentials. Another benefit of the payment method is that you can use your smartphone to initiate a payment. Consumers do not have to install a bulky app to use the payment method. If you are interested in PayNearMe, you can learn how to use the payment solution by requesting a demo video.

Business owners can enhance their payment experience by setting up a PayNearMe business account. By using PayNearMe, merchants can encourage customer engagement and on-time payments. As a business owner, you can transfer funds to customers through an API or directly from your PayNearMe Business Portal. The payment service offers numerous benefits for business owners.

Depositing to Your Sportsbook Balance

As mentioned above, PayNearMe can be used for gambling-related payments. Many reputable online sportsbooks geared toward the US market accept deposits through PayNearMe. If you want to fund your sports betting account through PayNearMe, you must first make sure that the betting platform supports this payment solution.

Next, head to the virtual cashier and click the Deposit button. You will see a list of all available payment options. Click PayNearMe to select it, and enter your preferred deposit amount. Enter a bonus code if applicable, and select the Generate PayCode button.

You will then be redirected to the official PayNearMe website, where you will find your barcode. After that, you can either visit a nearby 7-Eleven store to pay the amount in cash or use your bank account, credit or debit card, or mobile wallet to make the payment. If you lose your PayCode, you can generate a new one. Another important point is that you do not have to generate a new barcode every time you want to top up your sports betting account because the PayCode is reusable.

Punters should keep in mind that the maximum amount they can deposit within 24 hours is $500, while the minimum deposit is usually $10.

Withdrawing from Your Sportsbook Balance

Until recently, withdrawals through PayNearMe were not possible. Punters had to use alternative payment solutions to cash out their sports betting profits. However, in November 2021, the payment solution announced that it had entered into a partnership with the fintech company Pin4 to allow sports fans to withdraw their winnings safely and easily at more than 18,000 ATMs across the country.

Sports fans who want to withdraw their winnings through PayNearMe must provide their phone numbers and enter the amount they wish to cash out. Once the bookmaker processes the withdrawal request, punters will receive a text message containing a four-digit number and information about the timeframe for withdrawing the funds.

They will then receive another text message containing a link. Punters must follow the link to find the nearest ATMs they can use to cash out their money. Sports fans must enter their mobile phone number, the four-digit code, and the withdrawal amount to collect their winnings. However, online sportsbooks have yet to add PayNearMe to their lists of withdrawal solutions.

Cost and Fees

Most online sportsbooks do not impose fees on deposits made through PayNearMe. However, we advise our readers to check the sportsbook’s payment policy. Although PayNearMe is considered a budget-friendly payment solution, it is not fee-free. However, you do not have to worry about unexpected charges because the applicable fees are clearly displayed when you initiate a transaction.

Fees vary depending on the payment option and the amount you want to transfer. We cannot provide exact details about these fees because this information is not available on the official PayNearMe website. According to the company, 70% of service providers charge $1.99 for deposits made through PayNearMe. The maximum applicable fee is $5.99.

Security and Privacy

PayNearMe is a safe payment solution that allows customers without bank accounts to make online payments. Since PayNearMe gives users the option to pay in cash, consumers can make online payments without disclosing sensitive banking information.

Even if you lose your barcode after topping up your sports betting account, nobody can withdraw the funds because specific information available only to you must be provided.

If you use PayNearMe to add funds to your sports betting account, you will receive a receipt for the transaction. This allows you to prove that you made the payment if the funds do not appear in your betting account. Furthermore, you can check the status of your payment by following this link: https://home.paynearme.com/track-a-payment/.

PayNearMe uses a sophisticated 256-bit SSL encryption algorithm to protect its website from cyberattacks. The payment platform also uses tokenization technology. This means that sensitive data is converted into non-sensitive information. Therefore, you can rest assured that your sensitive information is protected from unauthorized access.

PayNearMe holds licenses to operate in different states, meaning that the payment solution is regulated in those jurisdictions. A list of the licenses held by PayNearMe is published on the payment solution’s official website.

Advantages of PayNearMe

Many US punters use PayNearMe because the payment solution is safe and licensed by state authorities. Once you add funds to your sports betting account, you can place a wager immediately because deposits are processed right away.

In addition, you are not required to disclose your banking credentials, which adds an extra layer of security. You can pay in cash at participating retail stores. If you do not want to leave the comfort of your home, you can use alternative payment options, including a bank account, a debit or credit card, or a mobile wallet.

PayNearMe is not only safe and convenient but also easy to use. You are unlikely to encounter difficulties when using this payment solution. If you have questions, PayNearMe has a dedicated customer support department. You can contact its customer support agents by email or phone. Note that you must provide the customer support representatives with the exact transaction details so they can assist you.

Until recently, punters could use the payment solution only to deposit funds. However, since the beginning of 2022, the payment solution has offered ATM cash withdrawals. Consumers are not required to have an ATM card to cash out funds. The withdrawal process is straightforward and safe.

PayNearMe can help punters keep their bankrolls in check. Various studies show that people tend to be more careful with their budgets when paying with cash rather than a debit or credit card. Furthermore, credit cards carry the risk of accumulating debt.

PayNearMe is a cost-effective payment solution. Most online sportsbooks do not charge bettors for depositing through PayNearMe. The payment solution applies fees to some financial operations, but these charges are generally affordable.

Disadvantages of PayNearMe

The payment solution may meet the needs of sports fans who want to keep their spending in check. However, if you are a high roller and intend to deposit more than $500, PayNearMe may not be the right payment solution for you.

Another downside is that the payment solution serves only US consumers. Therefore, it supports only one currency: USD. Furthermore, sports fans may have difficulty finding a betting site that supports PayNearMe. If you do not want to disclose your banking credentials, you must find a participating retail store where you can pay in cash.

Consumers can use PayNearMe for transactions in both directions. However, online sportsbooks that allow punters to cash out winnings through PayNearMe are currently rare, if they exist at all. This is because the payment solution only recently expanded its services. However, it may only be a matter of time before online sportsbooks add PayNearMe to their lists of withdrawal solutions.

Conclusion

PayNearMe is a safe payment solution that caters to the needs of US consumers. Many US punters residing in states that have regulated online sports betting use PayNearMe to deposit funds into their sports betting accounts. This can be attributed to the convenience and safety offered by the payment solution. PayNearMe is an ideal payment method for people who do not have a bank account or are reluctant to disclose their banking credentials.

Although the payment solution charges some fees, you do not have to worry because the fees are low. PayNearMe is also a suitable payment solution for bettors who find it difficult to manage their bankrolls. Deposits are processed quickly, which is another reason to choose PayNearMe as your preferred payment method.